Description
What is the Business Bureau Reporter?
Business Bureau Reporter is a prepaid credit builder service that helps your business build credit. You pay a small monthly fee, and we report your on-time payments to business credit bureau(s) to help grow your business credit score.
How does it work?
We charge you upfront for each month for the NET 30 tradeline, then we report that payment as “on time” to help boost your credit.
How does this help my business credit?
When we tell credit bureaus that you paid on time, your credit score gets better. A high D&B Paydex score (like 80 out of 100 or more) shows that your business is low-risk and trustworthy.
How do I log in to my account?
If you applied for a NET 30 account but haven’t bought anything yet, you can’t log in yet. Once you make your first purchase, you can create a login.
Will you report to credit bureaus if I don’t buy anything?
No. We only report when you make a payment. If you don’t pay, nothing gets reported.
Who do you report my payments to?
We report to Dun & Bradstreet and Experian Business.
We started reporting to Experian Business on April 1, 2025. If you were a customer before then, we’ve already sent your payment history from March 1, 2025, to the present—for free.
How often do you report?
We report your payment once a month, on the 1st day of each month. You will receive email confirmation after each payment is reported.
Will you report to other bureaus?
Right now, we report to Dun & Bradstreet and Experian Business. We’re working on adding Equifax Business and CreditSafe soon.
Business Credit Reporting Status:
| Credit Bureau | Reporting Status |
|---|---|
| Dun & Bradstreet | ✅ Yes |
| Experian Business | ✅ Yes |
| Equifax Business | ❌ Not Yet |
| CreditSafe | ❌ Not Yet |
Can I call for help?
No, we don’t offer phone support for this service. If you have questions, please send us an email.
Can I buy this service before applying for a NET 30 account?
No. Please apply and get approved first. That way, we have all the info needed to report your payments correctly.
Can I pay my subscription early?
Yes! Paying early can actually help boost your credit score even more. See how paying early can positively affect your credit score.
Can I buy more than one month at once?
No. We only let you buy one month at a time.
Can I cancel my subscription?
Yes, you can cancel whenever you want. We’ll stop reporting your payments after that.
How do I cancel my subscription?
Go to your account page, find your subscription, and click “Cancel.” We’ll stop billing you going forward. Any months you’ve already paid for will still be reported to the credit bureau(s). We just won’t report after your last paid month.
Is my credit card info safe?
Yes! We don’t store your card info. Our transaction processor (Stripe) handles your payments safely, just like they do for Google, Amazon, and Shopify.
They securely store your credit card information according to PCI compliance (Payment Card Industry Data Security Standards). Their policy is available here.
Can I get a refund?
No, sorry. We don’t offer refunds for this service.
Important:
Please use the same email address you used on your application when you pay. Using a different email can cause problems later when we try to find your account or provide support.
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