Description

Business Bureau Reporter is a prepaid credit builder service to help new and established companies build business credit. We offer a low-cost option that will report your guaranteed on-time payments to business credit bureaus.

In order to ensure your payments are paid on time, we charge your monthly payments upfront and report the payment experience.

How will this service build my business credit?

When we report on-time payment experiences to business credit bureaus, it helps improve your D&B Paydex score. Having a D&B Paydex score over 80 out of 100 is considered a “low risk” rating.

For example, if your company has been approved for a $1,000 commercial line of credit with us and uses $50 per month, only 5% utilization of your credit limit will have been consumed. Therefore, our reporting will indicate timely payments with low utilization, thus helping your business credit profile.

How can I log into my account?

If you were approved for a NET 30 account, you do not have an active login by default. To activate your login, please return to your approval email and please read it in its entirety. Only after you make a purchase from us do we allow you to create a username and password to activate and log into your account. We do this to prevent unused NET 30 accounts.

Who do you report to?

This service reports to Dun & Bradstreet only.

How often do you report and when?

We report on a monthly basis on the 1st of the month.

Will you support other credit bureaus?

We plan to offer more credit bureaus in the near future. We will alert you via email when this option becomes available.

Can I purchase the Business Bureau Reporter services before filling out the NET 30 account?

No. We strongly encourage you not to do this. Why? Your profile will be missing vital information necessary for business credit bureaus such as credit limit, length of credit relationship, etc. Please do not purchase this service until after you have filled out our credit application and received an approval amount.

Can I pay my subscription early?

Yes. We allow renewing early. When you pay early, this is reported to business credit bureaus which demonstrates better risk assessment to vendors, thus improving your business credit scores. Paying early also increased your D&B Paydex score. (See how paying early can positively affect your credit score below!)

Can I purchase more than one month at a time at checkout?

No. We understand your company may desire to purchase more than one month at a time, however, we do not encourage this.

Can I cancel my subscription?

Yes. You can cancel at any time. We will report on-time payments for the months you paid for our services. After cancelation, we will stop reporting to business credit bureaus.

How do I cancel my subscription?

You can cancel your subscription from the “Subscriptions” section of the “Account” page found here. Find the subscription you want to cancel then click the “Cancel” button and we will no longer bill your card on file. Thereafter, we will stop reporting your payments to business credit bureaus.

Does your company store my credit card information?

No. We use Stripe for payment processing. They power millions of online stores including Google, Amazon, Zoom, and Shopify stores. They securely store your credit card information according to PCI compliance (Payment Card Industry Data Security Standards). You can see their policy here.

Was the Business Bureau Reporter price increased?

Yes. Starting January 23, 2023, the monthly subscription price of the Business Bureau Reporter service increased to $60 (from $50.) The new subscription price will be reported to business credit bureaus.

Do you offer refunds?

Unfortunately, there are no refunds for this service.